The US banking system is increasingly exposed to toxic risk

Spencer Platt/Getty Images There is a higher number of "problem banks." Those banks hold a high dollar figure in assets. This creates potential systemic risk. A chart from the FDIC shows the ominous data. And its eerie exhortations to the banks to prepare for a downturn to avoid “undue disruption to the financial system.” The FDIC’s quarterly report on commercial banks and savings institutions was cited in the media mostly for the $56 billion in profits that FDIC-insured commercial banks a...